It is time to close both Fannie Mae and Freddie Mac—the government-sponsored mortgage giants. Read More.
Fannie Mae and Freddie Mac followed policies that enabled Americans to make low down payments on home purchases. This study analyzes how government-sponsored affordable lending efforts impacted homeownership rates. Read More.
The 2008 collapse of the housing market had many causes, including subprime mortgages, lax lending standards, and land use regulations. Fannie Mae and Freddie Mac must be eliminated to allow for a better-functioning, private housing finance industry and to eliminate the risk of taxpayer-funded bailouts. Land use deregulation will also help revive housing markets.
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Senior Policy Analyst and Research Manager
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