Housing

Eight Steps to Eliminate Fannie Mae and Freddie Mac—Permanently

It is time to close both Fannie Mae and Freddie Mac—the government-sponsored mortgage giants. Read More.

Without Fannie Mae and Freddie Mac

Fannie Mae and Freddie Mac followed policies that enabled Americans to make low down payments on home purchases. This study analyzes how government-sponsored affordable lending efforts impacted homeownership rates. Read More.

The Effect on Housing Starts

This study finds that shutting down Fannie and Freddie during the test period of 1980–2010 would have slightly affected housing starts at the national and regional levels. Read More.

Effect on the Homeownership Rate

For decades, Fannie Mae and Freddie Mac followed securitization policies that enabled Americans to make a low down payment when they purchased a house. Read More.

Effect on Home Prices

Clearly, economists are far from reaching a consensus on the roots of the boom-bust behavior in the real estate market. Read More.

The 2008 collapse of the housing market had many causes, including subprime mortgages, lax lending standards, and land use regulations. Fannie Mae and Freddie Mac must be eliminated to allow for a better-functioning, private housing finance industry and to eliminate the risk of taxpayer-funded bailouts. Land use deregulation will also help revive housing markets.

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Backgrounder posted June 26, 1985 by Juliana Geran Why Romania No Longer Deserves to Be a Most Favored Nation
Backgrounder posted March 15, 2005 by Daniel J. Mitchell, Ph.D. The Impact of Government Spending on Economic Growth
Testimony posted August 28, 2007 by David B. Muhlhausen, Ph.D. The Death Penalty Deters Crime and Saves Lives
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Backgrounder posted January 25, 1996 by Patrick F. Fagan, Ph.D. Why Religion Matters: The Impact of Religious Practice on Social Stability
Backgrounder posted February 12, 2013 by Romina Boccia How the United States’ High Debt Will Weaken the Economy and Hurt Americans
Backgrounder posted May 15, 2013 by Lindsey Burke, Rachel Sheffield 13 Ways the 113th Congress Can Improve Education in America
Center for Data Analysis Report posted August 21, 2008 by Shanea Watkins, Ph.D., James Sherk Who Serves in the U.S. Military? The Demographics of Enlisted Troops and Officers
Backgrounder posted April 25, 2012 by James Jay Carafano, Ph.D., Steven P. Bucci, Ph.D., Jessica Zuckerman Fifty Terror Plots Foiled Since 9/11: The Homegrown Threat and the Long War on Terrorism
Backgrounder posted May 21, 2009 by James Sherk What Unions Do: How Labor Unions Affect Jobs and the Economy

Issue Brief posted May 22, 2013 by Daren Bakst Farmers and Property Rights: Conservation Compliance Should Not Be Connected to Crop Insurance
Blog Post on Wednesday, May 22, 2013 Social Security Benefits and Cost of Living: Protecting Against Inflation
Blog Post on Wednesday, May 22, 2013 Cost of Illegal Immigration and Amnesty Could Be Higher
Blog Post on Wednesday, May 22, 2013 House Appropriations Plan Delivers Sequestration Cuts and Protects Defense
Infographic on Wednesday, May 22, 2013 Debt Grew by $300 Billion Since Debt Limit Was Suspended
Infographic on Wednesday, May 22, 2013 Excess Retiree Benefits
Infographic on Wednesday, May 22, 2013 Current Cost of Living Adjustments Overcompensate Retirees
Infographic on Wednesday, May 22, 2013 Social Security Benefits to Still Rise Significantly Under Chained CPI
Blog Post on Wednesday, May 22, 2013 Conversations with Conservatives on IRS, Debt Limit, Immigration (VIDEO)
Blog Post on Wednesday, May 22, 2013 Morning Bell: What Did Apple Do Wrong?

May 23

Event on Thursday, May 23, 2013 Strength and Focus: The Future of U.S. National Security
~ A Protect America Month Program ~It is difficult to point to any part of the world where the United States is better prepared to — Read more

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May 23

Event on Thursday, May 23, 2013 Rumsfeld’s Rules: Leadership Lessons in Business, Politics, War and Life
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Event on Wednesday, May 29, 2013 Masters of Nothing: How the Crash Will Happen Again Unless We Understand Human Nature
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Event on Wednesday, May 29, 2013 The Last Days of Kim Jong-il: The North Korean Threat in a Changing Era
North Korea has remained a thorn in the side of the United States ever since its creation in the aftermath of the Korean conflict of — Read more

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May 30

Event on Thursday, May 30, 2013 How the West Really Lost God: A New Theory of Secularization
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Event on Monday, June 03, 2013 U.S.-India: Prospects for Partnership - A Discussion with Members of the Indian Parliament
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Event on Wednesday, June 05, 2013 Honor Flight: One Last Mission
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Jun 06

Event on Thursday, June 06, 2013 The Lack of Science in the Scientific Consensus: The Case of the National Climate Assessment
Global-warming alarmists continually refer to a “scientific consensus” to support drastic policy proposals. They insist on peer-reviewed publications as the standard for debate, while ignoring — Read more

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Event on Thursday, June 06, 2013 After the 2014 Withdrawal: How to Sustain the Decade of Gains for Women in Afghanistan
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Event on Friday, June 14, 2013 American Betrayal: The Secret Assault on Our Nation’s Character
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Blog Post on 5/22/2013 2:00:27 PM Social Security Benefits and Cost of Living: Protecting Against Inflation
Blog Post on 5/22/2013 1:08:20 PM Cost of Illegal Immigration and Amnesty Could Be Higher
Blog Post on 5/22/2013 10:28:57 AM House Appropriations Plan Delivers Sequestration Cuts and Protects Defense
Blog Post on 5/22/2013 6:49:56 AM Conversations with Conservatives on IRS, Debt Limit, Immigration (VIDEO)
Blog Post on 5/22/2013 6:35:57 AM Morning Bell: What Did Apple Do Wrong?
Blog Post on 5/22/2013 6:00:41 AM Big Hospitals’ Obamacare Deal Betrays Seniors and the Poor
Blog Post on 5/21/2013 9:33:10 PM Pro-Internet-Tax Groups Get the Facts Wrong
Blog Post on 5/21/2013 5:04:19 PM White House Spins Obama’s Role in Benghazi: From Competence to Irrelevance (VIDEO)
Blog Post on 5/21/2013 2:50:17 PM Energy Efficiency Bill Is a Big Step in the Wrong Direction
Blog Post on 5/21/2013 2:12:15 PM With Growing National Security Threats, A New Counterterrorism Direction Is Needed

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