http://www.heritage.org/static/rss/retirement-security.xmlRetirement Security - The Heritage Foundationen-US© Copyright 2013info@heritage.orgRSS Generator {AF252536-CB03-4493-9101-2943D25505D1}http://www.heritage.org/research/reports/2013/05/social-security-benefits-and-the-impact-of-the-chained-cpiRomina Boccia, Rachel Greszler, Romina Boccia, Rachel GreszlerFederal benefits, like Social Security benefits, grow with the cost of living to protect the value of benefits from inflation.Tue, 21 May 2013 00:00:00 -0400{E70AB9CF-02AF-4E6E-A520-1163E6E9BCA2}http://www.heritage.org/research/reports/2013/05/obama-s-cap-on-defined-contribution-retirement-savings-plansRomina Boccia, Curtis S. Dubay, Romina Boccia, Curtis DubayPresident Obama’s proposed cap on retirement savings accounts would increase the bias that taxes already impose on saving.Wed, 15 May 2013 08:31:00 -0400{058291E2-6926-4A47-9E85-9D79AFEBE655}http://www.heritage.org/research/reports/2013/02/nine-fallacies-used-to-defend-public-sector-pensionsJason Richwine, Ph.D., Jason Richwine, Ph.D.Public pensions require fundamental reform, but defenders of the current system have advanced arguments that do not reflect sound economic thinking. Tue, 05 Feb 2013 00:00:00 -0500{A08F0CF4-0F11-40AD-94C8-8A6534DF4F45}http://www.heritage.org/research/reports/2012/12/improving-economic-mobility-through-increased-savingsDiane Calmus, Diane CalmusSaving money is not easy, but it is important.Fri, 21 Dec 2012 10:38:00 -0500{2FBF37BB-FF66-4F15-9776-C3FC096F87BB}http://www.heritage.org/research/reports/2012/12/3-social-security-fixes-to-solve-the-real-fiscal-crisisDavid C. John, David JohnAs a solution is found to the fiscal cliff, policymakers should include the first steps toward fixing Social Security.Wed, 19 Dec 2012 10:39:00 -0500{9CF0FB7A-5358-4FD4-84D9-F30CA695DC93}http://www.heritage.org/research/reports/2012/10/time-to-address-the-retirement-savings-crisisDavid C. John, David JohnAn improved retirement savings system could provide retirement security—but only if the next Congress and Administration make it a priority.Thu, 18 Oct 2012 10:19:00 -0400{A7F70036-638F-4B30-A1DE-D7DCE4496907}http://www.heritage.org/research/reports/2012/06/postal-pension-refund-is-a-disguised-taxpayer-bailoutDavid C. John, David JohnCongress should require USPS to make comprehensive reforms that recognize new realities and enable it to restructure its operations accordingly.Tue, 12 Jun 2012 00:00:00 -0400{769121FF-424E-49C9-956A-C4BC78DE02BC}http://www.heritage.org/research/reports/2012/05/the-real-cost-of-public-pensionsJason Richwine, Ph.D., Jason Richwine, Ph.D.How to properly calculate the cost of public defined-benefit pension benefits, compares the cost of these benefits to private-sector retirement plans, and refutes two of common arguments that public pension benefits are somehow modest.Thu, 31 May 2012 08:28:00 -0400{BC57547C-6119-4E9C-B5E7-46311CFF2570}http://www.heritage.org/research/commentary/2012/05/walkers-moderate-reformsJason Richwine, Ph.D., Jason Richwine, Ph.D.In the contentious national debate over public pension costs, Wisconsin is "ground zero." Yet few taxpayers know how much they are paying for the state's public pension system. Using proper financial accounting methods, the pension plan for most state workers actually costs more than two-and-a-half times what the government's actuaries claim. Seen in this light, the recent pension reforms signed by Gov. Scott Walker are far from radical.Thu, 31 May 2012 00:00:00 -0400{A94D08C3-5369-4CF9-9C2C-59931D47B214}http://www.heritage.org/research/reports/2012/05/understanding-public-pension-costs-and-retirement-funds-for-public-sector-workersJason Richwine, Ph.D., Jason Richwine, Ph.D.Public pension costs are considerably greater than most governments estimate, and a proper understanding of the real cost is the first step toward reform.Thu, 31 May 2012 00:00:00 -0400{E4B87355-A137-4129-A8EF-502FE5632682}http://www.heritage.org/research/reports/2012/04/social-security-finances-significantly-worse-says-2012-trustees-reportDavid C. John, David JohnSocial Security’s finances significantly worsened last year, according to the 2012 trustees report, because of a weakened economy and the program’s structural problems.Mon, 23 Apr 2012 19:39:00 -0400{9D327255-ACCF-4867-BEC0-FB65FB4990CD}http://www.heritage.org/research/testimony/2012/04/pursuing-universal-retirement-security-through-automatic-iras-and-account-simplificationDavid C. John, David JohnBy adapting to the IRA universe practices and arrangements that have proven successful in promoting 401(k) participation, the Automatic IRA holds considerable promise for improving the retirement security of millions of workers.Tue, 17 Apr 2012 12:53:00 -0400{2B462E29-3191-49D8-925C-B3D89EDAEB68}http://www.heritage.org/research/reports/2012/04/pension-funding-issues-hidden-in-transportation-highway-billDavid C. John, David JohnPension funding issues hidden in a transportation funding bill could cause an even greater taxpayer bailout of the Pension Benefit Guaranty Corporation.Wed, 04 Apr 2012 13:05:00 -0400{93CB54EB-97DC-4C21-828E-EADEBDC629F1}http://www.heritage.org/research/reports/2012/03/ryans-budget-confronting-the-nations-government-spending-crisisAlison Acosta Fraser, Patrick Louis Knudsen, Alison Acosta Fraser, Patrick Louis KnudsenThe Ryan budget represents real progress toward tackling the nation’s fiscal and economic challenges.Wed, 21 Mar 2012 16:38:00 -0400{FF265A74-C291-43FB-BF0A-D2C80E3CF622}http://www.heritage.org/research/reports/2012/02/president-obamas-2013-budget-delivers-tax-hikes-more-spending-more-debtPresident Obama’s FY 2013 budget is an election-year campaign document, embodying the President’s vision that big government is the solution to any perceived national ailment. The Administration’s apparent vision is one of bigger government, more spending, higher taxes, and deeper deficits.Tue, 28 Feb 2012 17:48:00 -0500{54E742AE-F9F9-4AC2-862F-72E4A5521BB7}http://www.heritage.org/research/reports/2012/02/2012-index-of-dependence-on-governmentWilliam W. Beach, Patrick Tyrrell, William Beach, Patrick TyrrellThe Index of Dependence on Government highlights the gathering fiscal storm clouds. Today more people depend on the federal government for housing, food, income, student aid, or other assistance once considered to be the responsibility of civil society. Wed, 08 Feb 2012 07:33:00 -0500{3086D420-66F4-44EB-AE44-562A7B6C75B4}http://www.heritage.org/research/reports/2012/01/government-spending-goals-for-congress-and-the-presidentPatrick Louis Knudsen, Patrick Louis KnudsenCongress needs to fix several lingering fiscal problems and then pass a budget for the new year.Tue, 24 Jan 2012 11:49:00 -0500{79E5F399-EBD5-4136-9A93-9E3356588024}http://www.heritage.org/research/reports/2012/01/state-and-local-government-problems-with-public-pension-plansDavid C. John, David JohnCongress should have little or no role in state and local government employee pension plans.Tue, 17 Jan 2012 17:28:00 -0500{F3F1669B-7426-47AA-A5D0-4F3CF0A53553}http://www.heritage.org/research/reports/2011/11/saving-the-american-dream-improving-health-care-and-retirement-for-military-service-membersBaker Spring, Baker SpringThe military’s health care and retirement systems have serious structural problems. Simply tinkering around the edges will leave military personnel and taxpayers paying more for less service. Instead, as The Heritage Foundation proposes, Congress should transform the military health care and retirement systems into defined-contribution plans that maximize individual choice. This would enable military personnel to tailor their benefits to match their individual circumstances while saving the Department of Defense at least $ZZZZ in five years.Thu, 17 Nov 2011 13:22:00 -0500{84DC6AF8-CBF1-43CF-ADF1-CC1B6633F47A}http://www.heritage.org/research/reports/2011/09/military-retirement-system-strengthen-benefits-and-entitlementsBaker Spring, Baker SpringTo strengthen and preserve military benefits, comprehensive reforms must update the system and give service members flexibility and options. Thu, 29 Sep 2011 17:36:00 -0400