The Heritage Foundation

Center for Data Analysis Report

January 26, 2005

January 26, 2005 | Center for Data Analysis Report on

Social Security Rate of Return by Congressional District for those born in 1970

Social Security Rates of Return By Congressional District

"Rate of return" is the overall percentage increase, usually on an annual basis, in the value of an asset. Rate-of-return calculations frequently are expressed in real terms (that is, adjusted for inflation).

The Social Security rates of return on this attachment represent only the retirement portion (not the disability portion) of Social Security. These returns compare the Social Security retirement taxes paid over an individual's lifetime with the total amount of retirement benefits that he or she could expect to receive.

For example, a married couple that had an annualized rate of return of 1.25% would receive more than a $1.00 for every $1.00 they paid into the system. If they paid $474,263 in lifetime taxes, their benefits from Social Security would be $666,730 with a 1.25% annual return on their Social Security investment.   More


Married, White Dual
Income Couple,
born in 1970
Black Male,
Single Earner,
born in 1970
State-District Member Name ↑ Party Rate of Return Rank Rate of Return Rank
HI-01Abercrombie, N. D1.6429 Insufficient Data Insufficient Data
NY-05Ackerman, G. D.65373 -1.50 243
AL-04Aderholt, R. R1.5249 -.70 26
MO-02Akin, T. R.87282 -1.33 181
LA-05Alexander, R. R1.6825 -.90 56
ME-01Allen, T. D1.5055 Insufficient Data Insufficient Data
NJ-01Andrews, R. D.72346 -1.22 151
CA-43Baca, J. D.83304 -1.80 319
AL-06Bachus, S. R.99236 -1.16 131
WA-03Baird, B. D1.12191 Insufficient Data Insufficient Data
LA-06Baker, R. R1.18165 -1.19 141
WI-02Baldwin, T. D1.26127 -.64 22
SC-03Barrett, J. R1.28122 -1.11 115
GA-12Barrow, J. D1.5060 -1.23 153
MD-06Bartlett, R. R.91267 -1.45 221
TX-06Barton, J. R.78323 -1.24 156
NH-02Bass, C. R1.17171 Insufficient Data Insufficient Data
IL-08Bean, M. D.66366 -2.29 362
CO-07Beauprez, B. R1.04218 -.40 11
CA-31Becerra, X. D.93259 -1.40 202
TX-25Bell, C. D1.19161 -.96 71
NV-01Berkley, S. D1.4675 -.60 20
CA-28Berman, H. D.62390 -1.73 309
AR-01Berry, M. D1.7711 -.37 7
IL-13Biggert, J. R.57410 -2.92 373
FL-09Bilirakis, M. R.86287 -1.18 137
GA-02Bishop, S. D1.7118 -1.03 91
NY-01Bishop, T. D.71350 -1.54 255
UT-01Bishop, R. R.69356 Insufficient Data Insufficient Data
TN-07Blackburn, M. R1.4481 -1.31 174
OR-03Blumenauer, E. D.98246 -.39 8
MO-07Blunt, R. R1.7710 Insufficient Data Insufficient Data
NY-24Boehlert, S. R1.4866 -1.35 187
OH-08Boehner, J. R1.10196 -1.70 304
TX-23Bonilla, H. R.76330 -1.27 166
AL-01Bonner, J. R1.25135 -.83 42
CA-45Bono, M. R.73342 -1.82 321
AR-03Boozman, J. R1.7612 -.57 17
OK-02Boren, D. D1.7513 -.06 1
IA-03Boswell, L. D1.4671 Insufficient Data Insufficient Data
VA-09Boucher, R. D1.7315 -.86 45
LA-07Boustany, C. D1.4676 -1.10 110
FL-02Boyd, A. D1.14185 -.79 34
NH-01Bradley, J. R1.12194 Insufficient Data Insufficient Data
PA-01Brady, R. D1.32110 -1.49 239
TX-08Brady, K. R.80314 -.97 72
FL-03Brown, C. D1.24136 -.88 48
OH-13Brown, S. D.97248 -1.49 242
SC-01Brown, H. R1.25132 -1.10 109
FL-05Brown-Waite, G. R1.17170 -.90 58
TX-26Burgess, M. R.67362 -1.11 114
IN-05Burton, D. R.98241 -2.55 371
NC-01Butterfield, G. D1.5059 -1.15 127
IN-04Buyer, S. R1.19162 -2.08 342
CA-44Calvert, K. R.60401 -1.90 327
MI-04Camp, D. R1.07212 -1.69 298
UT-03Cannon, C. R.72343 Insufficient Data Insufficient Data
VA-07Cantor, E. R1.06214 -1.18 139
WV-02Capito, S.M. R1.923 -1.31 175
CA-23Capps, L. D.70353 -1.59 279
MA-08Capuano, M. D1.00232 -1.32 177
MD-03Cardin, B. D.88277 -1.32 178
CA-18Cardoza, D. D.95254 -1.69 299
MO-03Carnahan, R. D1.28121 -.68 25
IN-07Carson, J. D1.3994 -1.74 312
TX-31Carter, J. R1.00228 -.97 74
HI-02Case, E. D1.7120 Insufficient Data Insufficient Data
DE-00Castle, M. R1.27126 -1.29 171
OH-01Chabot, S. R1.11195 -1.45 224
KY-06Chandler, B. D1.3993 -.87 47
IN-02Chocola, C. R1.34102 -1.69 302
MO-01Clay, B. D1.22146 -.99 78
MO-05Cleaver, E. D1.3698 -.96 70
SC-06Clyburn, J. D1.33109 -.97 73
NC-06Coble, H. R1.26129 -1.38 194
OK-04Cole, T. R1.6232 -.20 6
TX-11Conaway, M. R1.16174 -.92 62
MI-14Conyers, J. D.75332 -1.56 266
TN-05Cooper, J. D1.4963 -1.21 150
CA-20Costa, J. D.97249 -2.12 344
IL-12Costello, J. D1.23143 -1.60 287
CA-48Cox, C. R.50433 -2.35 367
AL-05Cramer, B. D1.16175 -1.01 86
FL-04Crenshaw, A. R.95253 -1.00 82
NY-07Crowley, J. D.99239 -1.43 212
WY-00Cubin, B. R1.4577 Insufficient Data Insufficient Data
TX-28Cuellar, H. D1.12192 -.99 80
TX-07Culberson, J. R.54420 -1.40 199
MD-07Cummings, E. D1.00233 -1.16 132
CA-50Cunningham, R. R.60402 -1.64 295
AL-07Davis, A. D1.30115 -.79 36
CA-53Davis, S. D.98245 -1.38 197
FL-11Davis, J. D1.07210 -.89 54
IL-07Davis, D. D.58408 -1.78 315
KY-04Davis, G. R1.29116 -.99 81
TN-04Davis, L. D1.854 -1.14 125
VA-01Davis, J. R1.18164 -1.07 101
VA-11Davis, T. R.62385 -1.47 232
GA-10Deal, N. R1.4961 -1.35 186
OR-04DeFazio, P. D1.08208 Insufficient Data Insufficient Data
CO-01DeGette, D. D1.08206 -.42 12
MA-10Delahunt, W. D.90269 -1.42 209
CT-03DeLauro, R. D.85291 -.45 15
TX-22DeLay, T. R.60399 -1.55 263
PA-15Dent, C. R1.17169 -1.59 280
FL-21Diaz-Balart, L. R.61395 -1.31 176
FL-25Diaz-Balart, M. R.79320 -1.00 83
WA-06Dicks, N. D1.23142 Insufficient Data Insufficient Data
MI-15Dingell, J. D.67363 -1.59 278
CA-04Doolittle, J. R.65371 -2.17 349
PA-14Doyle, M. D1.5056 -1.42 208
VA-02Drake, T. R1.4670 -.89 50
CA-26Dreier, D. R.56411 -2.18 351
TN-02Duncan, J. R1.6034 -1.12 119
TX-17Edwards, C. D.99235 -.90 57
MI-03Ehlers, V. R.85289 -1.40 200
IL-05Emanuel, R. D.87283 -2.07 340
MO-08Emerson, J. R1.836 -.71 29
NY-17Engel, E. D.71349 -1.45 223
PA-03English, P. R1.4580 -1.44 216
CA-14Eshoo, A. D.48435 -2.01 337
NC-02Etheridge, B. D1.4385 -1.28 167
IL-17Evans, L. D1.3599 -1.49 237
AL-02Everett, T. R1.3895 -.82 40
CA-17Farr, S. D.61392 -2.18 350
PA-02Fattah, C. D1.09201 -1.53 251
FL-24Feeney, T. R.87281 -1.07 102
NJ-07Ferguson, M. R.53422 -1.47 234
CA-51Filner, B. D.88278 -1.54 256
PA-08Fitzpatrick, M. R.92262 -1.78 316
AZ-06Flake, J. R.82308 Insufficient Data Insufficient Data
FL-16Foley, M. R.98243 -.91 59
VA-04Forbes, R. R1.24137 -1.01 85
TN-09Ford, H. D1.4386 -1.11 116
NE-01Fortenberry, J. R1.4769 Insufficient Data Insufficient Data
NY-13Fossella, V. R.72344 -1.42 207
NC-05Foxx, V. R1.4190 -1.42 210
MA-04Frank, B. D.79317 -1.60 282
AZ-02Franks, T. R.99240 -2.96 375
NJ-11Frelinghuysen, R. R.51432 -1.47 231
CA-24Gallegly, E. R.55417 -1.86 324
NJ-05Garrett, S. R.53424 Insufficient Data Insufficient Data
PA-06Gerlach, J. R.91265 -1.61 290
NV-02Gibbons, J. R1.4092 -.63 21
MD-01Gilchrest, W. R.98244 -1.06 97
OH-05Gillmor, P. R1.22145 Insufficient Data Insufficient Data
GA-11Gingrey, P. R1.5151 -1.42 206
TX-01Gohmert, L. R1.04217 -.96 68
TX-20Gonzalez, H. D1.20158 -1.02 89
VA-05Goode, V. R1.6133 -.81 37
VA-06Goodlatte, B. R1.5642 -.83 41
TN-06Gordon, B. D1.4383 -1.32 179
TX-12Granger, K. R.84298 -1.20 146
MO-06Graves, S. R1.4482 -.98 76
TX-09Green, A. D.80315 -1.19 142
TX-29Green, G. D1.03221 -1.14 126
WI-08Green, M. R1.33107 Insufficient Data Insufficient Data
AZ-07Grijalva, R. D1.21152 -2.29 363
IL-04Gutierrez, L. D1.10197 -1.72 307
MN-01Gutknecht, G. R1.34104 Insufficient Data Insufficient Data
TX-04Hall, R. R.95255 -.91 61
CA-36Harman, J. D.56414 -2.00 336
FL-13Harris, K. R1.09204 -.89 53
PA-04Hart, M. R1.15182 Insufficient Data Insufficient Data
IL-14Hastert, D. R.68358 -2.21 355
FL-23Hastings, A. D1.09202 -.81 38
WA-04Hastings, D. R1.26131 Insufficient Data Insufficient Data
NC-08Hayes, R. D1.29119 -1.34 184
AZ-05Hayworth, J.D. R.70351 -2.99 376
CO-05Hefley, J. R1.19163 -.12 3
TX-05Hensarling, J. R.93258 -1.11 112
CA-02Herger, W. R1.02225 Insufficient Data Insufficient Data
SD-00Herseth, S. D1.789 Insufficient Data Insufficient Data
NY-27Higgins, B. D1.25133 -1.21 149
NY-22Hinchey, M. D1.20156 -1.24 155
TX-15Hinojosa, R. D1.03223 -.71 28
OH-07Hobson, D. R1.14184 -1.53 253
MI-02Hoekstra, P. R.94256 -1.38 193
PA-17Holden, T. D1.3796 -1.40 201
DC-98Holmes-Norton, E. D.14436 -1.01 87
NJ-12Holt, R. D.48434 -1.49 241
CA-15Honda, M. D.51431 -2.13 345
OR-05Hooley, D. D.87284 Insufficient Data Insufficient Data
IN-08Hostettler, J. R1.4962 -1.55 261
MD-05Hoyer, S. D.75335 -1.55 260
MO-09Hulshof, K. R1.4768 -.82 39
CA-52Hunter, D. R.67360 -1.56 269
IL-06Hyde, H. R.66364 -2.56 372
SC-04Inglis, B. R1.09200 -1.20 144
WA-01Inslee, J. D.84299 Insufficient Data Insufficient Data
NY-02Israel, S. D.63382 -1.58 275
CA-49Issa, D. R.79319 -1.46 228
OK-05Istook, E. R1.5054 -.20 5
IL-02Jackson, J. D.84294 -2.23 356
TX-18Jackson Lee, S. D.84296 -1.08 104
LA-02Jefferson, W. D1.4579 -1.19 140
TN-01Jenkins, W. R1.855 -1.05 95
LA-01Jindal, B. R1.26128 -1.21 148
CT-05Johnson, N. R.78322 -.43 14
IL-15Johnson, T. R1.20155 -1.60 283
TX-03Johnson, S. R.56412 -1.44 218
TX-30Johnson, E.B. D.88279 -1.11 113
NC-03Jones, W. R1.5057 -1.18 136
PA-11Kanjorski, P. D1.5641 -1.70 306
OH-09Kaptur , M. D1.02224 -1.50 245
FL-08Keller, R. R.93257 -1.04 93
NY-19Kelly, S. R.69357 -1.57 271
MN-06Kennedy, M. R.90271 -1.25 157
RI-01Kennedy, P. D1.29120 -1.56 267
MI-05Kildee, D. D.82310 -1.59 277
MI-13Kilpatrick, C. D.74336 -1.40 203
WI-03Kind, R. D1.5739 Insufficient Data Insufficient Data
IA-05King, S. R1.5738 Insufficient Data Insufficient Data
NY-03King, P. R.64375 -1.66 297
GA-01Kingston, J. R1.6428 -1.18 138
IL-10Kirk, M. R.52425 -1.70 305
MN-02Kline, J. R1.31112 Insufficient Data Insufficient Data
MI-09Knollenberg, J. R.51428 -2.16 348
AZ-08Kolbe, J. R1.00230 -2.52 370
OH-10Kucinich, D. D1.03220 -1.45 219
NY-29Kuhl, R. R1.22144 -1.57 270
IL-18LaHood, R. R1.09203 -1.54 254
RI-02Langevin, J. D1.19160 -1.61 288
CA-12Lantos, T. D.54421 -2.44 369
WA-02Larsen, R. D1.12190 Insufficient Data Insufficient Data
CT-01Larson, J. D.85293 -.39 9
IA-04Latham, T. R1.29117 Insufficient Data Insufficient Data
OH-14LaTourette, S. R.90268 -1.95 330
IA-02Leach, J. R1.5447 Insufficient Data Insufficient Data
CA-09Lee, B. D.59407 -1.79 318
MI-12Levin, S. D.76329 -2.14 347
CA-41Lewis, J. R.82311 -1.58 272
GA-05Lewis, J. D.82307 -1.35 188
KY-02Lewis, R. R1.5544 -.92 63
GA-07Linder, J. R.92260 -1.86 325
IL-03Lipinski, W. D.83305 -2.25 359
NJ-02LoBiondo, F. R.77326 -1.04 94
CA-16Lofgren, Z. D.52426 -2.34 366
NY-18Lowey, N. D.55416 -1.62 291
OK-03Lucas, F. R1.7022 -.11 2
CA-03Lungren, D. R.69355 -1.99 334
MA-09Lynch, S. D.84300 -1.46 226
FL-14Mack, C. R.99238 -.73 31
NY-14Maloney, C. D.57409 -1.60 285
IL-16Manzullo, D. R.89275 -1.85 323
TX-24Marchant, K. R.62387 -1.45 220
MA-07Markey, E. D.82309 -1.50 246
GA-03Marshall, J. D1.6035 -1.21 147
UT-02Matheson, J. D.59404 Insufficient Data Insufficient Data
NY-04McCarthy, C. D.64374 -1.64 294
TX-10McCaul, M. R.66368 -1.30 173
MN-04McCollum, B. D1.07211 -.96 69
MI-11McCotter, T. R.59406 -2.04 339
LA-04McCrery, J. R1.5640 -1.03 90
WA-07McDermott, J. D1.03222 Insufficient Data Insufficient Data
MA-03McGovern, J. D.88276 -1.38 195
NC-10McHenry, P. R1.4865 -1.30 172
NY-23McHugh, J. R1.4767 -.93 65
NC-07McIntyre, M. D1.4188 -1.26 164
CA-25McKeon, B. R.60396 -2.08 341
GA-04McKinney, C. D.81312 -1.51 247
WA-05McMorris, C. R1.3697 Insufficient Data Insufficient Data
NY-21McNulty, M. D1.18167 -1.10 111
MA-05Meehan, M. D.72345 -1.33 182
FL-17Meek, K. D.98247 -.85 44
NY-06Meeks, G. D.99237 -1.48 236
LA-03Melancon, C. D1.4191 -1.23 152
NJ-13Menendez, R. D.90270 -1.10 108
FL-07Mica, J. R.96252 -.89 55
ME-02Michaud, M. D1.7414 Insufficient Data Insufficient Data
CA-37Millender-McDonald, J. D.74338 -1.69 300
CA-07Miller, G. D.61393 -1.99 335
CA-42Miller, G. R.52427 -2.25 358
FL-01Miller, J. R1.16172 -.89 51
MI-10Miller, C. R.63378 Insufficient Data Insufficient Data
NC-13Miller, B. D1.16177 -1.38 192
WV-01Mollohan, A. D1.952 Insufficient Data Insufficient Data
KS-03Moore, D. D.65372 -2.19 353
WI-04Moore, G. D1.35100 -.66 24
KS-01Moran, J. R1.23141 Insufficient Data Insufficient Data
VA-08Moran, J. D.64377 -1.36 190
PA-18Murphy, T. R1.15181 -1.69 301
PA-12Murtha, J. D1.6036 -1.43 211
CO-04Musgrave, M. R1.13188 Insufficient Data Insufficient Data
NC-09Myrick, S. R.85290 -1.54 258
NY-08Nadler, J. D.62388 -1.46 227
CA-38Napolitano, G. D.76328 -1.98 332
MA-02Neal, R. D1.06216 -1.37 191
TX-19Neugebauer, R. R1.21154 -.78 32
OH-18Ney, R. R1.4672 Insufficient Data Insufficient Data
KY-03Northup, A. R1.27125 -.89 52
GA-09Norwood, C. R1.5053 -1.25 159
CA-21Nunes, D. R.88280 -1.55 265
IA-01Nussle, J. R1.22147 Insufficient Data Insufficient Data
MN-08Oberstar, J. D1.26130 Insufficient Data Insufficient Data
WI-07Obey, D. D1.5248 Insufficient Data Insufficient Data
MA-01Olver, J. D1.15179 Insufficient Data Insufficient Data
TX-27Ortiz, S. D.85292 -1.02 88
NE-03Osborne, T. R1.6923 Insufficient Data Insufficient Data
ID-01Otter, C.L. R1.4287 Insufficient Data Insufficient Data
NY-11Owens, M. D.74339 -1.29 170
OH-04Oxley, M. R1.23140 -1.49 240
NJ-06Pallone, F. D.60400 -1.40 198
NJ-08Pascrell, W. D.62384 -1.28 169
AZ-04Pastor, E. D1.28123 -2.41 368
TX-14Paul, R. R.67359 -1.15 130
NJ-10Payne, D. D.90272 -1.12 118
NM-02Pearce, S. R1.7316 -1.34 183
CA-08Pelosi, N. D.55415 -1.70 303
IN-06Pence, M. R1.4384 -1.87 326
MN-07Peterson, C. D1.5643 Insufficient Data Insufficient Data
PA-05Peterson, J. R1.6330 -1.12 117
WI-06Petri, T. R1.34105 -.59 19
MS-03Pickering, C. R1.15180 -1.03 92
PA-16Pitts, J. R1.21148 -1.52 250
PA-19Platts, T. R1.30114 -1.35 189
TX-02Poe, T. R.63380 -1.20 145
CA-11Pombo, R. R.51429 -2.13 346
ND-00Pomeroy, E. D1.798 Insufficient Data Insufficient Data
NV-03Porter, J. R1.29118 -.78 33
OH-02Portman, R. R.96251 -1.58 273
GA-06Price, T. R.60398 -1.99 333
NC-04Price, D. D.71348 -1.49 238
OH-15Pryce, D. R1.09205 -1.41 205
FL-12Putnam, A. R1.03219 -.99 79
CA-19Radanovich, G. R.79321 -1.62 292
WV-03Rahall, N. D1.981 -1.24 154
MN-03Ramstad, J. R.75331 -1.15 128
NY-15Rangel, C. D.64376 -1.27 165
OH-16Regula, R. R1.16176 -1.44 217
MT-00Rehberg, D. R1.5152 Insufficient Data Insufficient Data
WA-08Reichert, D. R.78324 Insufficient Data Insufficient Data
AZ-01Renzi, R. R1.17168 -2.30 364
TX-16Reyes, S. D.81313 -.99 77
NY-26Reynolds, T. R1.07213 -1.38 196
AL-03Rogers, M. R1.4674 -.79 35
KY-05Rogers, H. R1.827 Insufficient Data Insufficient Data
MI-08Rogers, M. R.63379 -1.64 293
CA-46Rohrabacher, D. R.56413 -2.26 361
FL-18Ros-Lehtinen, I. R.73341 -.89 49
AR-04Ross, M. D1.6231 -.49 16
NJ-09Rothman, S. D.67361 -1.43 213
CA-34Roybal-Allard, L. D.82306 -1.44 214
CA-40Royce, E. R.61394 -1.75 313
MD-02Ruppersberger, C.A. D.83303 -1.26 162
IL-01Rush, B. D.75333 -1.82 322
OH-17Ryan, T. D1.21149 -1.48 235
WI-01Ryan, P. R1.09198 -.70 27
KS-02Ryun, J. R1.14186 -1.60 284
MN-05Sabo, M. D1.13189 -.92 64
CO-03Salazar, J. D1.33108 Insufficient Data Insufficient Data
CA-39Sanchez, L. D.65370 -1.73 308
CA-47Sanchez, L. D.84301 -1.53 252
VT-00Sanders, B. I1.7217 Insufficient Data Insufficient Data
NJ-03Saxton, J. R.59405 -1.41 204
IL-09Schakowsky, J. D.74337 -1.73 310
CA-29Schiff, A. D.62383 -1.95 329
PA-13Schwartz, A. D1.00229 -1.60 286
MI-07Schwarz, J. R.89274 -1.55 264
GA-13Scott, D. D1.32111 -1.51 248
VA-03Scott, R. D1.4673 -.93 66
WI-05Sensebrenner, F.J R.92264 Insufficient Data Insufficient Data
NY-16Serrano, J. D1.5058 -1.18 135
TX-32Sessions, P. R.62386 -1.09 107
AZ-03Shadegg, J. R.84297 -2.94 374
FL-22Shaw, C. R.66369 -1.09 105
CT-04Shays, C. R.55418 -.42 13
CA-27Sherman, B. D.66365 -1.82 320
PA-10Sherwood, D. R1.5837 -1.01 84
IL-19Shimkus, J. R1.24138 -1.47 233
PA-09Shuster, B. R1.6526 -1.17 134
CT-02Simmons, R. R.89273 -.39 10
ID-02Simpson, M. R1.5150 Insufficient Data Insufficient Data
MO-04Skelton, I. D1.7119 -.86 46
NY-28Slaughter, L. D1.20157 -1.13 120
NJ-04Smith, C. R.61391 -1.26 161
TX-21Smith, L. R.66367 -1.26 163
WA-09Smith, A. D1.16173 Insufficient Data Insufficient Data
AR-02Snyder, V. D1.4964 -.58 18
IN-09Sodrel, M. R1.5445 Insufficient Data Insufficient Data
CA-32Solis, H. D.77325 -2.08 343
IN-03Souder, M. R1.27124 -1.74 311
SC-05Spratt, J. D1.25134 -1.07 99
CA-13Stark, P. D.60397 -2.19 354
FL-06Stearns, C. R1.07209 -.97 75
OH-06Strickland, T. D1.35101 -1.58 276
MI-01Stupak, B. D1.24139 -.93 67
OK-01Sullivan, J. R1.34103 -.18 4
NY-20Sweeney, J. R1.19159 -1.06 98
CO-06Tancredo, T. R.63381 -1.05 96
TN-08Tanner, J. D1.7121 -1.09 106
CA-10Tauscher, E. D.53423 -2.25 360
MS-04Taylor, G. D1.34106 -1.15 129
NC-11Taylor, C. R1.5446 -1.25 158
NE-02Terry, L. R1.14183 -1.56 268
CA-22Thomas, W. R.70352 -2.32 365
CA-01Thompson, M. D.79318 -2.02 338
MS-02Thompson, B. D1.18166 -1.07 100
TX-13Thornberry, M. R1.21153 -.73 30
KS-04Tiahrt, T. R.84295 -1.96 331
OH-12Tiberi, P. R.87286 -1.46 225
MA-06Tierney, J. D.80316 -1.28 168
NY-10Towns, E. D1.01227 -1.44 215
OH-11Tubbs Jones, S. D1.00234 -1.47 230
OH-03Turner, M. R1.01226 -1.47 229
CO-02Udall, M. D.92263 Insufficient Data Insufficient Data
NM-03Udall, T. D1.4578 -1.50 244
MI-06Upton, F. R1.00231 -1.32 180
CA-05Vacant, F. D.92261 -1.58 274
MD-08Van Hollen, C. D.55419 -1.55 262
NY-12Velazquez, N. D1.08207 -1.26 160
IN-01Visclosky, P. D.97250 -2.24 357
OR-02Walden, G. R1.21150 Insufficient Data Insufficient Data
NY-25Walsh, J. R1.06215 -1.20 143
TN-03Wamp, Z. R1.6924 -1.13 121
FL-20Wasserman Schultz, D. D.72347 -1.13 122
CA-35Waters, M. D.62389 -1.61 289
CA-33Watson, D. D.69354 -1.79 317
NC-12Watt, M. D1.21151 -1.35 185
CA-30Waxman, H. D.51430 -2.19 352
NY-09Weiner, A. D.83302 -1.51 249
FL-15Weldon, D. R.98242 -.91 60
PA-07Weldon, C. R.85288 -1.77 314
IL-11Weller, J. R.87285 -1.90 328
GA-08Westmoreland, L. R1.16178 -1.59 281
FL-19Wexler, R. D.75334 -1.13 123
KY-01Whitfield, E. R1.6527 -.64 23
MS-01Wicker, R. R1.30113 -1.14 124
NM-01Wilson, H. R1.4189 -1.54 257
SC-02Wilson, J. R1.09199 -1.17 133
VA-10Wolf, F. R.76327 -1.54 259
CA-06Woolsey, L. D.60403 -1.65 296
OR-01Wu, D. D.74340 Insufficient Data Insufficient Data
MD-04Wynn, A. D.91266 -1.45 222
AK-00Young, D. R1.13187 -1.08 103
FL-10Young, B. R1.12193 -.84 43

How do you interpret this percentage? Workers who regularly invest a portion of their income in 401k plans, for example, would expect to receive a "rate of return" on those retirement grade investments that are higher than 4%, perhaps even higher than 7%. (Our example couple could have retirement benefits of $771,354 by investing strictly in bonds, or $1,241,581 by investing in an equity-bond portfolio). The attached Social Security rates of return allow workers to compare how well their Social Security investment is doing compared to conservative, retirement investments they make with the rest of their after-tax income.

Workers who paid more in taxes than they will receive in benefits will have a negative return. Many workers, who have short life expectancies due to their occupation or their socio-economic situation, are especially likely to get negative rates of return from Social Security.

The Social Security Trustees have told us that the revenues will not be enough to pay promised benefits after 2042. And while current law requires the Social Security Administration to reduce benefits to eliminate the shortfall, we made a different assumption in the attached tables. To account for the shortfall in 2042, we assumed that payroll taxes would be raised to cover 100% of the shortfall and would pay 100% of promised benefits. So if payroll rates were not increased to cover the shortfall then benefits would be lower.

Note: Rates of Return exclude both Disability Insurance and taxes, but include all Old-Age and Survivors Insurance (OASI) benefits and taxes (including pre-retirement Survivors Insurance). All values include both the portion of the OASI tax paid directly by workers and the portion paid by the employer on a worker\'s behalf. All rates of return are net of inflation. Calculations are based on life expectancies and average earnings for each district. Data was taken from the 2000 Census, released by the U. S. Bureau of the Census.

*N/A indicates an insufficient number of observations in the 2000 Census for this analyis. There are 187 Congressional Districts that exceed the criteria for sufficient sample size.

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