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  • Backgrounder posted August 19, 2010 by Gregg Girvan Consumer Power: 5 Lessons from Utah’s Heath Care Reform

    Abstract: Obamacare is on the march, and state policymakers must decide by 2014 how they will respond to this encroachment on states’ rights to control their own health insurance markets. The state of Utah has been on the reform path since 2005. With its system of defined contributions (as opposed to the standard defined benefits), a functioning health insurance exchange,…

  • Commentary posted August 16, 2010 by Gregg Girvan Utah’s Example: How States Can Respond to Obamacare

    Since the passage of President Obama’s unpopular Patient Protection and Affordable Care Act, many states have pushed back against the federal government’s intrusion into the nation’s health care system. This includes challenging the constitutionality of the law’s insurance mandate and calling for repeal and replacement of the law. Now states confront a simple but…

  • Backgrounder posted July 30, 2010 by Gregg Girvan Utah’s Defined-Contribution Option: Patient-Centered Health Care

    Abstract: Americans who receive health insurance through their jobs generally have little flexibility: 86 percent of employers in the country offer only one plan. This system of “defined benefits” has worked well for expanding group coverage, but severely limits options for individuals, and has not kept costs from skyrocketing. Recipients of employer-sponsored health…

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