Cost of Obamacare's Insurance Regulations
Created on April 1, 2016
DOWNLOAD a high-resolution version of this graphic.
Read the original report, "Year Six of the Affordable Care Act: Obamacare’s Mounting Problems," by Robert E. Moffit.
VIEW all graphics for this report.
Obamacare’s new federal insurance regulations increased premiums for the lowest–cost plans in the median state by 44 percent for 21–year-olds and 7 percent for 64–year-olds.
Note: Federal insurance requirements are the ACA’s benefit mandates, actuarial-value requirements, and age-rating restrictions. Figures for Bronze plan premiums are the state average 2015 premium for a single adult. Premium figures for lowest cost plan without the ACA requirements are derived by adjusting 2015 premium data to remove the effects of ACA age-rating compression and the estimated costs of ACA benefit mandates and actuarial-value requirements.Sources: Premium data from Healthcare.gov, and analyses of the estimated effects on premiums of ACA regulations prepared for state governments by consulting actuaries.
CHART 6 • BG 3109
Tags: Obamacare, Affordable-Care-Act, Health-Insurance