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Removing ACA Regulations Would Lower Insurance Premiums

Created on May 4, 2015

Removing ACA Regulations Would Lower Insurance Premiums

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Read the original report, "Responding to King v. Burwell: Congress’s First Step Should Be to Remove Costly Mandates Driving Up Premiums," by Edmund F. Haislmaier and Drew Gonshorowski.

By repealing the Affordable Care Act’s federal benefit mandates, actuarial value requirements, and age rating restriction, premiums would decrease in the individual health insurance market. Figures shown below are based on 2015 premiums for single adults with an average Bronze Plan in a median-cost state.

Source: Authors’ calculations based on data from Healthcare.gov and analyses conducted for various state governments by actuarial consultants.

CHART 1 • IB 4400

Tags: Obamacare, Affordable-Care-Act, premiums, mandates, King-v-Burwell