Insurance Market Reform

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Issue Brief posted March 27, 2012 by Sarah Torre Obamacare’s Fine on Faith: Trampling on Religious Liberty
The recent Health and Human Services (HHS) mandate for preventive services under President Obama’s health care law is an unprecedented assault on religious liberty. The mandate forces many religious employers to either contradict their faith by providing and paying for abortion-inducing drugs, contraception, and sterilization in violation of their deeply…
Backgrounder posted March 26, 2012 by J.D. Foster, Ph.D. The Obama Budget’s Hidden Medicare Spending
Abstract: The President’s budget perpetuates a misleading portrayal of the true magnitude of federal spending. This is most clearly evident in the figures for Medicare spending, which the Office of Management and Budget (OMB) reports as $480 billion for 2011—$80 billion less than the…
Backgrounder posted March 22, 2012 by Robert Alt, Edmund Haislmaier The Obamacare Challenge: The Questions Before the Supreme Court and Their Portents for Congress
Abstract: Next week, the Supreme Court will hear challenges to Obamacare (the Patient Protection and Affordable Care Act) centered on the constitutionality of the legislation’s individual mandate and Medicaid expansion. From a legal perspective, the Court’s decision will…
Backgrounder posted March 21, 2012 by Nina Owcharenko, Kathryn Nix The Obamacare Two-Year Checkup: More Reasons for Repeal
Abstract: On its second anniversary, Obamacare remains unpopular. The provisions currently in effect have fallen short of expectations and disrupted the market, causing even greater uncertainty for the future. Overall, Obamacare has increased government control of Americans’ health care choices and limited consumer choice.…
Backgrounder posted December 27, 2011 by Karen McKeown Empowering Patients as Key Decision Makers in the Face of Rising Health Care Costs
Abstract: The current trend of rapidly rising health care costs is unsustainable. Many proposed reforms to curb spending rely on some type of rationing imposed by an unaccountable government body. A better alternative would be to allow individual consumers to make their own decisions…
Testimony posted December 8, 2011 by Edmund Haislmaier Effects of the PPACA’s Minimum Loss Ratio Regulations
Testimony before Committee On Energy and Commerce Subcommittee on Health United States House of Representatives …
Backgrounder posted November 17, 2011 by Baker Spring Saving the American Dream: Improving Health Care and Retirement for Military Service Members and Their Families
Abstract: The military’s health care and retirement systems have serious structural problems. Simply tinkering around the edges will leave military personnel and taxpayers paying more for less service. Instead, as The Heritage Foundation proposes, Congress should transform the military health care and retirement systems…
WebMemo posted November 2, 2011 by Robert Moffit, Ph.D. Bad Medicine for Federal Workers and Taxpayers: Killing FEHBP Competition
President Barack Obama wants the Joint Committee on Deficit Reduction (“super committee”) to kill market competition for prescription drug coverage chosen by workers and retirees in the Federal Employees Health Benefits Program (FEHBP).[1] In the President’s sparsely worded proposal, the U.S. Office of Personnel Management (OPM), the agency…
WebMemo posted October 11, 2011 by James Sherk Obamacare Will Price Less Skilled Workers Out of Full-Time Jobs
President Obama’s health care law requires employers to offer health benefits to full-time employees. This employer mandate will price many unskilled workers out of full-time employment. After paying the new health premiums, the minimum wage, payroll taxes, and unemployment insurance taxes, hiring a full-time worker will…
Backgrounder posted July 19, 2011 by Tarren Bragdon, Joel Allumbaugh Health Care Reform in Maine: Reversing “Obamacare Lite”
Abstract: This spring, after living under the costly failures of Obamacare-like health care legislation for two decades, the Maine Legislature enacted a set of patient-centered, market-based health care reforms. The Maine experience is both a warning of Obamacare’s likely effects and a practical demonstration…

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Special Report posted May 10, 2011 by Stuart Butler, Ph.D., Alison Acosta Fraser, William Beach Saving the American Dream: The Heritage Plan to Fix the Debt, Cut Spending, and Restore Prosperity
Saving the American Dream is The Heritage Foundation’s plan to fix the debt, cut spending and, above all, restore prosperity. It balances the nation’s budget within a decade—and keeps it balanced. It reduces the debt and cuts government…
WebMemo posted January 20, 2011 by Curtis Dubay Obamacare and New Taxes: Destroying Jobs and the Economy
The Patient Protection and Affordable Care Act (PPACA)[1] imposes numerous tax hikes that transfer more than $500 billion over 10 years—and more in the future—from hardworking American families and businesses to Congress for spending on new entitlements and subsidies. In addition, higher tax rates on working and investing…
Backgrounder posted March 22, 2012 by Robert Alt, Edmund Haislmaier The Obamacare Challenge: The Questions Before the Supreme Court and Their Portents for Congress
Abstract: Next week, the Supreme Court will hear challenges to Obamacare (the Patient Protection and Affordable Care Act) centered on the constitutionality of the legislation’s individual mandate and Medicaid expansion. From a legal perspective, the Court’s decision will…
Backgrounder posted March 21, 2012 by Nina Owcharenko, Kathryn Nix The Obamacare Two-Year Checkup: More Reasons for Repeal
Abstract: On its second anniversary, Obamacare remains unpopular. The provisions currently in effect have fallen short of expectations and disrupted the market, causing even greater uncertainty for the future. Overall, Obamacare has increased government control of Americans’ health care choices and limited consumer choice.…
WebMemo posted November 9, 2010 by Nina Owcharenko Repealing Obamacare and Getting Health Care Right
Americans want health care reform—but not the reforms put in place under the Patient Protection and Affordable Health Care Act (PPACA). The new law moves America’s health care system in the wrong direction, transferring vast powers to Washington bureaucrats who will control the dollars and decisions that should be in…
WebMemo posted April 20, 2010 by Kathryn Nix Obamacare: Impact on the Uninsured
The Administration’s health policy agenda—embodied in Congress’s two giant health care bills (H.R.3590 and H.R.4872)—is now law. The justification for the new law’s burdensome taxes, unprecedented mandates, deficit spending, and stifling government regulation is that millions of Americans will now be insured. But the real impact Obamacare will have…
WebMemo posted January 18, 2011 by Robert Moffit, Ph.D. Obamacare and the Individual Mandate: Violating Personal Liberty and Federalism
With enactment of the Patient Protection and Affordable Care Act (PPACA),[1] Congress is imposing a mandate on citizens, effective January 1, 2014, to purchase a federally approved level of health insurance.[2] Summary …
WebMemo posted September 22, 2010 by Karen Campbell, Ph.D., Guinevere Nell, Paul Winfree Obamacare: Impact on the Economy
The Patient Protection and Affordable Care Act (PPACA), the health care bill signed into law by President Obama in March, will overhaul the current health insurance system by enforcing mandates on individuals and businesses, expanding Medicaid, and introducing new taxes and fines to help pay for the increased…
WebMemo posted January 19, 2011 by Brian Blase Obamacare and the CLASS Act: Creating a Long-Term Care Entitlement Burden
The Patient Protection and Affordable Care Act (PPACA)[1] created a new entitlement program, the Community Living Assistance Services and Support (CLASS) Program, to provide assistance for individuals who have difficulty with activities of daily living[2] and need long-term care (LTC) services.[3] …
WebMemo posted June 1, 2010 by James C. Capretta Obamacare: Impact on Future Generations
President Obama and other proponents of the recently passed health care law argue that the legislation was desperately needed to improve the nation’s health system for both today’s citizens as well as future generations. But there are many reasons to be concerned that this new law…

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Issue Brief posted March 27, 2012 by Sarah Torre Obamacare’s Fine on Faith: Trampling on Religious Liberty
The recent Health and Human Services (HHS) mandate for preventive services under President Obama’s health care law is an unprecedented assault on religious liberty. The mandate forces many religious employers to either contradict their faith by providing and paying for abortion-inducing drugs, contraception, and sterilization in violation of their deeply…
Backgrounder posted March 26, 2012 by J.D. Foster, Ph.D. The Obama Budget’s Hidden Medicare Spending
Abstract: The President’s budget perpetuates a misleading portrayal of the true magnitude of federal spending. This is most clearly evident in the figures for Medicare spending, which the Office of Management and Budget (OMB) reports as $480 billion for 2011—$80 billion less than the…
Backgrounder posted March 22, 2012 by Robert Alt, Edmund Haislmaier The Obamacare Challenge: The Questions Before the Supreme Court and Their Portents for Congress
Abstract: Next week, the Supreme Court will hear challenges to Obamacare (the Patient Protection and Affordable Care Act) centered on the constitutionality of the legislation’s individual mandate and Medicaid expansion. From a legal perspective, the Court’s decision will…
Backgrounder posted March 21, 2012 by Nina Owcharenko, Kathryn Nix The Obamacare Two-Year Checkup: More Reasons for Repeal
Abstract: On its second anniversary, Obamacare remains unpopular. The provisions currently in effect have fallen short of expectations and disrupted the market, causing even greater uncertainty for the future. Overall, Obamacare has increased government control of Americans’ health care choices and limited consumer choice.…
Backgrounder posted December 27, 2011 by Karen McKeown Empowering Patients as Key Decision Makers in the Face of Rising Health Care Costs
Abstract: The current trend of rapidly rising health care costs is unsustainable. Many proposed reforms to curb spending rely on some type of rationing imposed by an unaccountable government body. A better alternative would be to allow individual consumers to make their own decisions…
Backgrounder posted November 17, 2011 by Baker Spring Saving the American Dream: Improving Health Care and Retirement for Military Service Members and Their Families
Abstract: The military’s health care and retirement systems have serious structural problems. Simply tinkering around the edges will leave military personnel and taxpayers paying more for less service. Instead, as The Heritage Foundation proposes, Congress should transform the military health care and retirement systems…
WebMemo posted November 2, 2011 by Robert Moffit, Ph.D. Bad Medicine for Federal Workers and Taxpayers: Killing FEHBP Competition
President Barack Obama wants the Joint Committee on Deficit Reduction (“super committee”) to kill market competition for prescription drug coverage chosen by workers and retirees in the Federal Employees Health Benefits Program (FEHBP).[1] In the President’s sparsely worded proposal, the U.S. Office of Personnel Management (OPM), the agency…
WebMemo posted October 11, 2011 by James Sherk Obamacare Will Price Less Skilled Workers Out of Full-Time Jobs
President Obama’s health care law requires employers to offer health benefits to full-time employees. This employer mandate will price many unskilled workers out of full-time employment. After paying the new health premiums, the minimum wage, payroll taxes, and unemployment insurance taxes, hiring a full-time worker will…
Backgrounder posted July 19, 2011 by Tarren Bragdon, Joel Allumbaugh Health Care Reform in Maine: Reversing “Obamacare Lite”
Abstract: This spring, after living under the costly failures of Obamacare-like health care legislation for two decades, the Maine Legislature enacted a set of patient-centered, market-based health care reforms. The Maine experience is both a warning of Obamacare’s likely effects and a practical demonstration…
WebMemo posted May 13, 2011 by Brian Riedl, Robert Moffit, Ph.D., Romina Boccia Ten Myths of Ryan’s House Budget Plan
Runaway spending and deficits continue to grow unabated in part because any attempts to rein them in are relentlessly demagogued by defenders of big government. The latest example is the budget recently authored by House Budget Committee chairman Paul Ryan (R–WI) and passed by the House of Representatives. …

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Blog Post on 10/27/2009 10:05:41 AM In the Green Room: Dr. Norm Thurston, Utah's Free Market Health Reform Architect
[youtube]http://www.youtube.com/watch?v=l5-BoR9hAvQ[/youtube] Dr. Norm Thurston is doing something extraordinary: he's...…

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