Location: The Heritage Foundation's Lehrman Auditorium
The Heritage Foundation is pleased to co-host this event with
the Employee Benefits Research Institute and Milliman, Inc.
EBRI is the only accepted neutral authority promoting the
understanding and furtherance of employee benefits national
policy. The EBRI mission is to contribute to, encourage, and
enhance the development of sound employee benefit programs and
public policy through objective research and education.
Milliman is a leader in providing actuarial consulting services to
the health industry. Known for their technical acuity and
comprehensive knowledge, they also develop and maintain
sophisticated healthcare tools and products that are industry
standards. We hope you will be able to join us for this
CDHPs Behave Like Actuaries Say They
Should. So far, the evidence about consumer driven
health plans is that they behave almost exactly like high
deductible health plans. There is virtually no "real" savings
beyond what highter deductibles or favorable selection bring.
But consumers don't yet have the tools to choose quality, outcomes
or cost. In the current environment who benefits from
Wishing Wellness - Is It Magic? Many
healthcare reform proposals seem to lead with "wellness" as a
solution, but the economic and health benefits are far from proven,
and the most reliable estimate is that wellness will add to
cost. Don't throw your coins down that well yet.
Living with Adversity - Managing Despite Adverse
Selection. Adverse selection can happen, it does
happen, and it happens all the time. Insurers learn to deal
with it, and not just through up-front underwriting. How much
adverse selection is tolerable? And, what does that mean for
More About the Speakers
Principal and Healthcare Consultant,